Tag: buyer

Daily Rotation: Songs for the Soul

Daily Rotation: Songs for the Soul

Part of the reason I started a blog is to let people like you, reading this post, get to know me.

It’s no secret that realtors work on commission, so with that comes the perception that we will do anything to make a sale — even if it’s not in your best interest. Buying or selling a home can be difficult, and you want to choose someone to help you that you trust. Through a blog, I can give you a little glimpse into my life and share with you some tips I have learned throughout my career to help homebuyers and homeowners. It’s a small thing, but I hope to build just a little bit of trust with you this way — remember, realtors also work through referrals, so I want to give you the best service I possibly can. That way I can help support my super-sassy, strong and independent almost-three-year-old and my so-super-close-to-graduated partner.

My absolute favourite pass time is music. Listening, playing or attending live shows — I love it! Each month I make a playlist called the Daily Rotation. The purpose of this playlist is to try and find the “perfect song.” I know it’s extremely subjective and seems a bit ridiculous, but trying to do the impossible is half the fun — and worst-case scenario, I get to find some pretty talented artists along the way!

This is us last weekend at a live show at The Forks. Okay Mann was incredible. (Photos by the talented Nate Forest.)

So, each month I will post about one song that was one of my favs and let you know why.

This week’s selection:

Sanctify by St. Paul & The Broken Bones.

I love these guys! Think of them as having the energy of Sam & Dave meets the soothing side of Otis Redding — pure soul. And when it comes to soul music, let’s face it, those horns get me every time.

Cue up those horns, at (1:47), and drop me into complete utter bliss with this nothing short of perfect course.


Is that river wide, is that river deep?

Let me sanctify, let me sanctify you, baby

Sit back, relax and enjoy this incredible ballad.

The Daily Rotation: February 2017

I love finding new music. If you have something you want to share, comment below, or even send me a direct message. I would love to hear from you!

Buy your home before these 2 dates

Buy your home before these 2 dates

As a realtor, I would never tell you to rush your home purchase. As a friend, I’m telling you to get your butt in gear and start looking.

As of March 17, as in 10 days from now, CMHC (Canada Mortgage and Housing Corporation) is increasing their mortgage insurance premiums.


The average cost of a detached house last year was $300,000, according to the Winnipeg Realtor’s Association. If you were to buy a house for that price after March 17, you are adding an extra $1,500 to your mortgage. That’s about $5 per monthly mortgage payment.

The good news is that your closing date can be after March 17, 2017, but you have to get your applications submitted to CMHC before that date to avoid the increase.

And on top of that, May 1, 2017 the dreaded growth fees come into affect. These growth fees, or impact fees, add about $500 per 100 square feet in some new residential areas.

That’s an added cost of $9000 to a 1,800 square foot new home! For those of you sitting on the fence about buying new, now is the time to act.

If you get your building permits in before the deadline you have a six-month grace period to avoid the fee. That gives you just under two-months to find the perfect new home and start the process. Just be aware that building new can be a long process. I have attached an infographic below to help explain the steps.

But, I have a theory.

These new fees are going to add an average cost of $10,000 dollars onto new home builds, and that might be enough to dissuade people from buying new homes.

If that’s the case, then more people will be looking into the resale market. I’m no economist, but I do know a little about supply and demand.

With a higher demand for resale homes and the supply staying the same, the prices in the resale market would be pushed higher.

Just something to think about!

You might be asking who I am and why you should trust me. I’m Scott Kurz and I have been selling homes for many years now. I am always learning new things, and I want to share those things with you. An informed homebuyer is a happy homeowner, and I want to help you along the way.

I’ll tell you a little more about me in my next couple of blog posts, but I felt I had to share this information now, since it’s a time sensitive matter.

If you have a question you want answered about real estate comment below and I will do my best to answer it.

Screen Shot 2017-03-07 at 12.03.24 AMHappy house hunting!